Ownership Options
Lease-to-Own Tires From Snap
Just-In Time Mobile Tire offers lease-to-own financing from Snap on new tires. All credit types welcome to apply.
How It Works
Three Steps to New Tires
Apply Online
Complete Snap's short application on your own device. Snap is a lease-to-own option, not credit or a loan.
Review Your Terms
Snap will show your lease agreement and exact terms. Make sure you understand them before you sign.
Get Your New Tires
Once approved, we get your new tires on your vehicle. You acquire ownership after completing the terms of your lease.
To Apply
What You Need to Qualify
Be 18 or older
You must be at least 18 years of age (19 in Alabama).
Steady income
Gross income of $750 or more per month.
Government ID
A valid government-issued photo ID.
Checking account
An active checking account in your name.
SSN or ITIN
A Social Security Number or Individual Taxpayer Identification Number.
Contact info
A valid email address and phone number.
All Credit Types Welcome to Apply
Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected.
Questions
Lease-to-Own FAQ
What is lease-to-own financing from Snap?
Snap purchases the merchandise and leases it to you. When you make all the required payments, you own it. It is a lease-to-own agreement, not credit, a loan, or a note.
How much will it cost?
The final cost depends on the ownership option you choose. By default you are enrolled in the Maximum-Term Plan, with regular payments over up to 12-18 months based on your paydays. With this plan you may pay more than twice the price of the merchandise, plus applicable taxes and fees.
Are there less expensive ways to acquire ownership?
Yes. Snap's 100-Day Option and Early Buyout Option can reduce your cost of lease. To use either one, go to customer.snapfinance.com or call Snap Customer Care at 1-877-557-3769. The 100-Day Option requires the full 100-day amount to be paid within 100 days, and includes a cost of lease above the merchandise price.
Can I cancel?
Yes. You may cancel your lease at any time, without penalty, by contacting Snap and returning the merchandise to Snap in good condition. You remain responsible for any past-due payments.
Does it apply to used tires or services?
Lease-to-own financing from Snap applies to new tires only. Snap does not lease used or refurbished merchandise, or services.
Does applying affect my credit?
Applying does not usually affect FICO scores, but may affect nontraditional credit scores such as those from Clarity Services, Inc. and DataX. Snap reports lease histories to these agencies.
The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available to residents of Minnesota, New Jersey and Wisconsin. Standard maximum lease term is 12-18 months. To exercise the 100-Day Option, consumers must ensure the full 100-day amount is paid within 100 days by contacting Customer Care at 1-877-557-3769 or scheduling payments in the customer portal. The 100-Day Option includes a cost of lease above the merchandise price. You will not own the merchandise unless you make the payments required to acquire ownership.